The Thinking Path of Deepening Transformation and Innovation of Chinese Banking Industry under the Background of “New Normal” Economy

• 作者: Guaili Zhang
• 来源期刊: 经济科学研究(英文)
• 学科: 经济
• 关键词: Economic NEW NORMAL BANKING INDUSTRY TRANSFORMATION and innovation
• 年，卷（期）: 2019,（4）
• 页码范围: 16-24
• 页数: 9页
• 分类号: F42

摘要

This paper analyzes the three big impact in the development of Chinese banking industry and discusses the limitations of financial innovation of Chinese banking industry.The results showed that:(1)deepening the banking system innovation to adapt to the new situation;(2)improving customers’experience by deepening model innovation of the internet financial;(3)improving intensive of bank branch operation and the intelligent of network service with the aid of informatization;(4)Providing individualized,characteristic and differentiated services for high-quality customers of banks and enhancing customer value through lightweight network outlets;and(5)Adapting to the development of new entity economy by comprehensive management,optimizing the operation mode of outlets,and strengthening the supply side reform of commercial banks themselves.