Dear readers,We're getting close to the end of 2020.Its been an unusual year,to say the least,with all the changes and restrictions brought on by COVID-19.But,back at the beginning of the year,you likely set some goals and made some plans.How did you do on completing them?If youre like me,you succeeded in a few things but failed in others.Did you know that research shows that we more often regret the things we didn't do than the things we did?So I hope you tried and failed rather than not trying at all.Read our article"A Life Without Regrets”(p.6)this month for more on this idea.I think we all want to live without regrets!