In recent years, the frequency of geological disasters gradually increases in the gully region of the Loess Plateaus centred with Yanhe River Basin. The research on the forming of the geological disasters in gully region and the disaster process will help us further understand the development of geological disasters and the disaster process. According to the detailed survey of geological disasters in Yan’an City, the river and gully erosion is the main natural predisposing factor that caused the geological disasters in the river gully region. In the forming of ditches and gullies, the surface water system changes the stress form of the original slope and reduces the strength combination of the slope in ways of water erosion and gravity erosion. Gully’s forming stage and stratigraphic contact form have some influence on the geological disasters and disaster process.